Practical traction after a hard hit—field notes and tools for rebuilding without performative positivity
Note: This is not financial advice. It is a low-shame triage tool for getting the facts out of your head and onto paper when money stress is accelerating the collapse. Reader’s moment: it is 2 a.m., and your brain has turned every bill, every missed date, every unknown balance, and every future disaster into one … Continue reading Bills are data Not a Verdict
There is a mistake people make when they talk about the Great Depression. They speak as if it began with one event. The stock market crashed, and then everything fell apart. That is the simple version. It is also the dangerous version. The Great Depression did not begin with one bad day on Wall Street. … Continue reading Before the Fall: What the Road to the Great Depression Can Teach Us Now
As I’m sitting here getting ready for work, this popped into my head. A few months before my contract was terminated, my local area manager came to me after I requested an increase in budget. Over three years, wage costs had increased by about $2.10 per man-hour. His response was blunt: “Your problem is that … Continue reading The Warning Light I Shouldn’t Have Ignored
Standing on the Ledge 